Refinancing - Best way to measure costs and gains
Refinancing is a term in the finance industry that refers to the process
of paying off a current or present loan with a second loan. If the situation is
right, refinancing can be very beneficial for those who engage in it. So how do
How To Realistically Set Your Fees - Part 3
Effect of Benefits We have previously examined realistic billable hours and the effect of business expenses on your hourly rate. Now we'll look at the effect of benefits. Once upon at time, when we were employed, we received a benefits...
Small Business Tax Deductions for Year End 2004
As a small business owner, it's wise to familiarize yourself with some key deductions that may reduce your tax bill for 2004. Employee Benefit Plans - You may deduct contributions to employee benefit plans (such as health insurance plans and...
The Ghost of Expected Surprises
Here, Cratchet, what do you think youíre doing? Uh, er, leaving sir. Leaving? Itís 5 minutes to the hour. Shall I dock your pay accordingly. Uh, er, no sir. No sir? Well itís back to work for you then, and be quick about it. And I...
You can turn your idea into an invention
Ever wonder who first thought of the microwave, or whose
idea it was to use a keyless entry on a car? Someone had to
have an idea and turn that idea into an invention. People
have ideas, every day. The thing to do is present those ...